Rates
Property purchase options: house and lot, condominium unit, townhouse, or vacant lotHome
Construction and home improvement financing may be available depending on the program Approval time depends on document completeness and verification stepsRates
Learn about loan terms, repayment options, and how a longer tenor can change monthly amortization.
RCBC Home Loan Terms & Tenor
Prepare your employment or business income records
Keep bank statements and tax documents ready if applicable
Down payment size affects loan amount and monthly payments
Check property location and title status early
This site is an information hub for RCBC home loan searches
Always verify final terms with the official RCBC channels
Online application available for faster submission
Use a calculator method to estimate monthly amortization
Approval time depends on document completeness and verification steps
Frequently asked: interest rate, eligibility, requirements, and approval timeline
Compare fixed-rate periods and repricing schedules
Consider insurance and fees as part of total cost
After submission: assessment, verification, appraisal, and final approval
Once approved: proceed to signing, fees, and release schedule
This site is an information hub for RCBC home loan searches
Always verify final terms with the official RCBC channels
RCBC Home Loan in the Philippines
Competitive interest rates and flexible repayment terms
Loan terms can extend up to 20 years (subject to eligibility)
Online application available for faster submission
Use a calculator method to estimate monthly amortization
Common requirements: valid IDs, proof of income, and property documents
Property purchase options: house and lot, condominium unit, townhouse, or vacant lot
Construction and home improvement financing may be available depending on the program
Approval time depends on document completeness and verification steps
Frequently asked: interest rate, eligibility, requirements, and approval timeline
Prepare your employment or business income records
Consider insurance and fees as part of total cost
Down payment size affects loan amount and monthly payments
Check property location and title status early
Submit clear scans/photos of documents to reduce follow-ups
After submission: assessment, verification, appraisal, and final approval
Once approved: proceed to signing, fees, and release schedule
This site is an information hub for RCBC home loan searches
Always verify final terms with the official RCBC channels
RCBC Home Loan in the Philippines
Competitive interest rates and flexible repayment terms
Loan terms can extend up to 20 years (subject to eligibility)
Online application available for faster submission
Use a calculator method to estimate monthly amortization
Common requirements: valid IDs, proof of income, and property documents
Property purchase options: house and lot, condominium unit, townhouse, or vacant lot
Construction and home improvement financing may be available depending on the program
Approval time depends on document completeness and verification steps
Frequently asked: interest rate, eligibility, requirements, and approval timeline
Prepare your employment or business income records
Keep bank statements and tax documents ready if applicable
Pre-qualification helps set an affordable budget
Compare fixed-rate periods and repricing schedules
Consider insurance and fees as part of total cost
Down payment size affects loan amount and monthly payments
Check property location and title status early
Submit clear scans/photos of documents to reduce follow-ups
Loan terms can extend up to 20 years (subject to eligibility)
Online application available for faster submission
Loan terms can extend up to 20 years (subject to eligibility)
Online application available for faster submission
Key points to review before applying:
• Prepare proof of income and valid identification.
• Confirm the property documents and location details.
• Estimate your monthly payment using a calculator approach.
• Submit complete requirements to avoid processing delays.
Next steps:
• Start with pre-qualification to set a budget.
• Complete the online application and upload documents.
• Wait for assessment, verification, and appraisal scheduling.